Are you confused looking at offers from many top car insurance companies?
We are here to clear your confusion.
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What are the 3 types of car insurance?
The three types of car insurance that are universally offered are liability, comprehensive, and collision insurance. Drivers can still purchase other types of auto insurance coverage, like personal injury protection and uninsured/underinsured motorist, but they are not available in every state.
How to save on car insurance?
One of the most important things is to shop around for multiple quotes from different insurance providers. You also can bundle up your policy, ask for discounts, and have safety equipment installed for more discounts on insurance premiums.
What kind of insurance protects you if you're hit by someone who doesn't have insurance themselves?
Uninsured motorist property damage (UMPD) and underinsured motorist property damage (UIMPD) are designed to protect your car if someone hits you and doesn’t have insurance or enough insurance.
What do most car insurances cover?
While different states mandate different types of insurance and there are several additional options (such as gap insurance) available, most basic auto policies consist of: bodily injury liability, personal injury protection, property damage liability, collision, comprehensive and uninsured/underinsured motorist.
Chris Boyd Witherspoon
Stone Mountain, GA 30087