Car Make and Model: Its Impact on Insurance Costs in Jacksonville 

If you don’t have car insurance and get into an accident, you may have to pay a lot of money out of your pocket. People usually stay on the safe side by purchasing good auto insurance with higher coverage for the same reason. Various factors influence the amount you spend on premiums to obtain more excellent coverage. Still, one thing that all of those insurance policies have in common is your vehicle type. Today, we’ll talk about how the car make and model affect your coverage. 

So, let’s get this started. 

Cost of Car Insurance in Jacksonville  

 The average cost of full coverage vehicle insurance in Jacksonville is $2,230 per year, somewhat less than the statewide average of $2,364 per year in Florida. Fortunately, providers, including Geico, State Farm, and Allstate, provide even reduced rates for Jacksonville drivers. 

top car insurance companies

List Of Factors That Determine Car Insurance Cost 

Car insurance rates in Jacksonville are determined by various criteria, including age, gender, credit score, vehicle make and model, driving history, and ZIP code. For example, an 18-year-old guy may purchase All State coverage for $2,938 per year on average. However, for a 40-year-old guy, the corporation will provide a lower average yearly cost of $1,115. It is vital to realize that any alterations in your situation will impact on your annual vehicle insurance rate. As a result, it is essential to obtain customized quotations frequently. 

  • Age of Car and Driver 
  • Gender 
  • Credit Score 
  • Vehicle Make and model 
  • Driving History 

To get a personalized quotation for your car, contact us through our homepage top car insurance and get a quote for free. 

How Does Make and Model of Car Impact Insurance Rates in Jacksonville? 

The type and manufacture of a car significantly influence the cost of car insurance in Jacksonville. Everything affects the cost of auto insurance, from the brand of a vehicle to its market price and the availability of replacement parts. In addition, the likelihood of your brand being stolen plays a significant influence in establishing your premium cost. Here are some pricing ranges for a few popular brands in Jacksonville, Florida. 

top car insurance companies

Price Comparison of Different Car Models 

 As per Value penguin, the data shows the price of different car models: 

Rank  Make and model  Average monthly premium 
1  Chrysler Pacifica  $132 
2  Honda Odyssey  $132 
3  Toyota Tundra  $135 
4  Honda Pilot  $137 
5  Subaru Outback  $139 
6  Subaru Forester  $141 
7  Toyota Tacoma  $142 
8  Subaru WRX  $144 
9  Honda Fit  $145 
10  Volkswagen Golf R  $145 


Does it cost more to insure a more valuable vehicle Jacksonville? 

Yes, on average, consumers in Jacksonville pay 8% more for vehicle insurance than the rest of the country. You may purchase auto insurance for $1,650 per year, although the typical person only pays $1,523. The pricing may vary based on the situations stated above. 

Do the safety features of certain makes and models affect your rates? 

The brand and model of the car you drive impacts your auto insurance costs. Vehicles with particular safety features, on the other hand, are less expensive to insure since they are less prone to accidents, theft, and specific damages. 


How does the make model of your car impact your premium? 

Everything affects the cost of auto insurance, from the brand of a vehicle to its market price and the availability of replacement parts. In addition, the likelihood of your brand being stolen plays a significant influence in establishing your premium costs 

What makes a car more expensive to insure? 

 In general, more costly automobiles cost more to insure because of the higher expenses of maintaining them, replacing parts — notably on foreign models — or rebuilding the vehicle in the case of a total loss. 

What are the factors that affect car insurance rates? 

The most important factors influencing vehicle insurance premiums are state coverage needs, age, and the type and model of the vehicle. 

Car Insurance Laws

Car Insurance Laws In USA: Everything You Need To Know About, 2022Roads can lead to uncertain adventure and some legal requirements that drivers in the United States must meet. Safety is the utmost priority, adding up your financial security if any accidents come...

Classic Car Insurance Quotes In USA

Classic Car Insurance Quotes In USAOverview  Classic car insurance is a type of insurance for people who own antique automobiles. Because older automobiles are more expensive to fix, it's a good idea to acquire classic car insurance to ensure that you won't be stuck...

Most Expensive BMW Insurance in USA, 2022

Most Expensive BMW Insurance In USA,2022 When it comes to luxury car types, BMW is always one of the top brands that come to mind. From the sleek design and high-performance engines to the luxurious interiors, BMW cars are always a sight. If you're interested in...

7 Car Protection Tips In Winter: Insurance to Cover Repair and Replacement Cost in 2022, Key Biscayne 

7 Car Insurance Tips In Winter: Insurance To Cover Repair And Replacement Cost In 2022, KeyBiscane The southernmost Florida city of Key West can be as hot as 90 degrees Fahrenheit in summer and as low as 70 degrees in winter. In addition to the decrease in temperature...

3 Easy Ways to Locate Top Car Insurance Company Near Florida

3 Easy Ways to Locate Top Car Insurance Company Near FloridaLast Updated: 14 Jan 2022 Overview  The holiday season is on the way. With the Christmas celebration, you are ready to set off for the New Year's adventure. Do not forget to secure your drive with exclusive...

Which Gap Insurance Review Should I Consider In 2022?

Learn which gap insurance review shall you get before you get your insurance coverage. Also, learn the benefits of comprehensive car insurance.

Gap Insurance Refund Calculator

Is there such thing as gap insurance refund calculator? Learn how insurance agencies calculate the refund for you policy.

Can You Get Gap Insurance On A Lease in Coral Gables, FL?

Learn if you can gap insurance on a lease car. Read the blog down below and learn about the coverage provided under full coverage auto insurance.

Can I Buy Gap Insurance By Itself in 2022?

Get your answer to the question; can i buy gap insurance by itself? Read the blog to learn more about car insurance policy and coverage.

Business use exclusion on personal auto policy in key west

Know About Business Use Exclusion on Personal Auto Policy in Key West Last Updated: 14 Jan 2022 Auto insurance in Key West, FL, is essential. However, the price of it can be impossible for some individuals. If you own a business in Key West, Florida, and choose to use...
top car insurance companies
top car insurance companies

Chris Boyd Witherspoon


Stone Mountain, GA 30087 


Business Hours