Car Make and Model: Its Impact on Insurance Costs in Jacksonville 

If you don’t have car insurance and get into an accident, you may have to pay a lot of money out of your pocket. People usually stay on the safe side by purchasing good auto insurance with higher coverage for the same reason. Various factors influence the amount you spend on premiums to obtain more excellent coverage. Still, one thing that all of those insurance policies have in common is your vehicle type. Today, we’ll talk about how the car make and model affect your coverage. 

So, let’s get this started. 

Cost of Car Insurance in Jacksonville  

 The average cost of full coverage vehicle insurance in Jacksonville is $2,230 per year, somewhat less than the statewide average of $2,364 per year in Florida. Fortunately, providers, including Geico, State Farm, and Allstate, provide even reduced rates for Jacksonville drivers. 

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List Of Factors That Determine Car Insurance Cost 

Car insurance rates in Jacksonville are determined by various criteria, including age, gender, credit score, vehicle make and model, driving history, and ZIP code. For example, an 18-year-old guy may purchase All State coverage for $2,938 per year on average. However, for a 40-year-old guy, the corporation will provide a lower average yearly cost of $1,115. It is vital to realize that any alterations in your situation will impact on your annual vehicle insurance rate. As a result, it is essential to obtain customized quotations frequently. 

  • Age of Car and Driver 
  • Gender 
  • Credit Score 
  • Vehicle Make and model 
  • Driving History 

To get a personalized quotation for your car, contact us through our homepage top car insurance and get a quote for free. 

How Does Make and Model of Car Impact Insurance Rates in Jacksonville? 

The type and manufacture of a car significantly influence the cost of car insurance in Jacksonville. Everything affects the cost of auto insurance, from the brand of a vehicle to its market price and the availability of replacement parts. In addition, the likelihood of your brand being stolen plays a significant influence in establishing your premium cost. Here are some pricing ranges for a few popular brands in Jacksonville, Florida. 

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Price Comparison of Different Car Models 

 As per Value penguin, the data shows the price of different car models: 

Rank  Make and model  Average monthly premium 
1  Chrysler Pacifica  $132 
2  Honda Odyssey  $132 
3  Toyota Tundra  $135 
4  Honda Pilot  $137 
5  Subaru Outback  $139 
6  Subaru Forester  $141 
7  Toyota Tacoma  $142 
8  Subaru WRX  $144 
9  Honda Fit  $145 
10  Volkswagen Golf R  $145 

 

Does it cost more to insure a more valuable vehicle Jacksonville? 

Yes, on average, consumers in Jacksonville pay 8% more for vehicle insurance than the rest of the country. You may purchase auto insurance for $1,650 per year, although the typical person only pays $1,523. The pricing may vary based on the situations stated above. 

Do the safety features of certain makes and models affect your rates? 

The brand and model of the car you drive impacts your auto insurance costs. Vehicles with particular safety features, on the other hand, are less expensive to insure since they are less prone to accidents, theft, and specific damages. 

FAQs

How does the make model of your car impact your premium? 

Everything affects the cost of auto insurance, from the brand of a vehicle to its market price and the availability of replacement parts. In addition, the likelihood of your brand being stolen plays a significant influence in establishing your premium costs 

What makes a car more expensive to insure? 

 In general, more costly automobiles cost more to insure because of the higher expenses of maintaining them, replacing parts — notably on foreign models — or rebuilding the vehicle in the case of a total loss. 

What are the factors that affect car insurance rates? 

The most important factors influencing vehicle insurance premiums are state coverage needs, age, and the type and model of the vehicle. 

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